CO, Manuelito; 						CENTENO, Dave DG..
 Effects of Filipino Consumers’ Financial Attitudes, Subjective Norms, and Perceived Behavioral Control on Intentions to Formal Banking: Towards Financial Inclusion.
<strong>Philippine Management Review</strong>, [S.l.], v. 30, p. 15-38, july 2023.
Available at: &lt;<a href="https://journals.upd.edu.ph/index.php/pmr/article/view/9147" target="_new">https://journals.upd.edu.ph/index.php/pmr/article/view/9147</a>&gt;. Date accessed: 11 aug. 2025.