Ownership and Control Profile of Philippine Commercial Banks

  • Aurora Sanchez U.P. Ceasar EA Virata School of Business
  • Arlene Alonsagay U.P. Ceasar EA Virata School of Business


This paper provides useful information and analysis of Philippine Commercial banks to serve as basis for better understanding of the character of operations of such financial institutions helpful in policy formulation towards maximizing their role in mobilizing savings and enhancing investments.

 The authors conclude that the commercial banking sector is tightly controlled with significant interlocking directorates with other financial institutions resulting in direct influence on flow of credit.  Further examination is needed as to the possible harm that can be done to the economy by this tight control situation in the commercial banking sector.